**Privacy Policy**
This Privacy Policy describes how Mokusei Intelligence ("Company," "we," "us," or "our") collects, uses, and discloses personal information when you use our services, including applying for and managing education loans. We are committed to protecting your privacy and ensuring the security of your personal information. By using our services, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.
**1. Information We Collect:**
a. **Personal Information:**
We may collect personal information such as your name, address, email address, phone number, date of birth, social security number, and financial information when you apply for an education loan or use our services.
b. **Transactional Information:**
We may collect information about your transactions with us, including loan applications, payments, and account activity.
c. **Usage Information:**
We may collect information about how you interact with our website and services, including IP address, browser type, device information, and cookies.
**2. How We Use Your Information:**
a. **To Provide Services:**
We use your personal information to process loan applications, manage accounts, and provide customer support.
b. **To Communicate:**
We may use your contact information to send you important notifications, updates, and promotional materials related to our services.
c. **To Improve Our Services:**
We may use usage information to analyze trends, monitor website performance, and improve the user experience.
**3. Information Sharing and Disclosure:**
a. **Service Providers:**
We may share your personal information with trusted third-party service providers who assist us in providing and managing our services, such as payment processors and credit bureaus.
b. **Legal Compliance:**
We may disclose your personal information when required by law or in response to legal process, such as a court order or subpoena.
c. **Business Transfers:**
In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity.
**4. Data Security:**
a. We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction.
b. Despite our efforts to safeguard your personal information, no method of transmission over the internet or electronic storage is completely secure. Therefore, we cannot guarantee absolute security.
**5. Your Choices:**
a. You may choose not to provide certain personal information, but this may limit your ability to use certain features of our services.
b. You may opt-out of receiving promotional communications from us by following the instructions provided in such communications.
**6. Children's Privacy:**
Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under the age of 13. If you believe that we have inadvertently collected personal information from a child under 13, please contact us immediately.
**7. Changes to this Privacy Policy:**
We may update this Privacy Policy from time to time. Any changes will be posted on our website with a revised effective date. We encourage you to review this Privacy Policy periodically for any updates.
**8. Contact Us:**
If you have any questions or concerns about this Privacy Policy or our privacy practices, please contact us at connect@mokusei.in or 9890536269.
By using our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.